🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Open House. Open House on Saturday, March 2, 2024 11:00AM - 2:00PM

Please visit our Open House at A 904 4th St in Courtenay. See details here

Open House on Saturday, March 2, 2024 11:00AM - 2:00PM

Welcome to this great half duplex located in central Courtenay. This 1380 sqft home built in 2015 includes 3 bedrooms and 2 full bathrooms, plus a private fenced back yard. The main floor entry opens to large kitchen with lots of cupboard and counter space and large island that flows into a spacious living room and dining area. The main level also includes the third bedroom, perfect for a home office, gym or guest room with a nearby full bath. Upstairs, you'll find two large bedrooms both with great double sized closets and a full 5-piece bathroom with access off the Primary upstairs laundry with side by side washer and dryer. Situated just steps away from downtown Courtenay's shops, restaurants, and amenities, this home is conveniently close to Puntledge Park, elementary/middle schools, and public transit. No Strata fees and perfect for use as a rental or for a first time home buyer.

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