🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Posted in CV Courtenay City, Comox Valley Real Estate
Sold! Congratulations to my buyers of 8 2112 Cumberland Rd in Courtenay

Sold! Congratulations to my buyers of 8 2112 Cumberland Rd in Courtenay.
See details here
Welcome to this beautifully designed 3-bedroom, 3-bathroom townhome located in the desirable Piercy Creek Estates. This home offers one of the largest backyards in the complex—fully fenced for privacy—perfect for relaxing, gardening, or entertaining. A small dog or cat is welcome, making it ideal for pet lovers. Inside, you'll find hardwood flooring, rich wood cabinetry, raised sinks, and 9' ceilings on the main level, creating a spacious and elegant feel. The generous primary suite features a coffered ceiling and ample room for a reading nook or workspace. Enjoy low-maintenance living with front yard care included in your strata, while still having the freedom to create your own backyard oasis. With quality finishes, functional layout, and thoughtful details throughout, this home is a fantastic opportunity for first-time buyers, young families, or savvy investors. Don't miss out on this gem in a well-managed and conveniently located community!
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Posted in CV Courtenay East, Comox Valley Real Estate
Open House. Open House on Saturday, November 22, 2025 12:00PM - 1:30PM Join Lynsey Hibbert on Saturday November 22, 2025 for an open house on this wonderful property.

Please visit our Open House at 2984 Huckleberry Pl in Courtenay. See details here

Open House on Saturday, November 22, 2025 12:00PM - 1:30PM Join Lynsey Hibbert on Saturday November 22, 2025 for an open house on this wonderful property.

Welcome to this lovingly maintained 3-bed, 2-bath family home, cared for by the same owner since day one. Offering 1500 sq.ft. of comfortable living, the home features a modern refreshed kitchen complete with new cabinets, countertops, and updated appliances plus under cabinet lighting.The main bathroom showcases a spacious generous soaker tub along with a modern feel perfect for unwinding after a long day and Easy-care vinyl flooring flows throughout the home. The Family Friendly neighborhood is close to schools, the hospital, walking trails, and everyday amenities. The 0.23 acre lot provides a great outdoor space, including RV or boat parking and a deep, private backyard with over 160 ft of rear fence line, ideal for gardens, pets, or play. Zoned R-SSMUH, the property offers exciting potential for a carriage house or secondary dwelling (Buyer to verify with the City). Move-in ready with room to grow, this is the perfect place to put down roots and enjoy years of comfortable living.

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Posted in CV Courtenay East, Comox Valley Real Estate
New property listed in CV Courtenay East, Comox Valley

I have listed a new property at 2984 Huckleberry Pl in Courtenay. See details here

Welcome to this lovingly maintained 3-bed, 2-bath family home, cared for by the same owner since day one. Offering 1500 sq.ft. of comfortable living, the home features a modern refreshed kitchen complete with new cabinets, countertops, and updated appliances plus under cabinet lighting.The main bathroom showcases a spacious generous soaker tub along with a modern feel perfect for unwinding after a long day and Easy-care vinyl flooring flows throughout the home. The Family Friendly neighborhood is close to schools, the hospital, walking trails, and everyday amenities. The 0.23 acre lot provides a great outdoor space, including RV or boat parking and a deep, private backyard with over 160 ft of rear fence line, ideal for gardens, pets, or play. Zoned R-SSMUH, the property offers exciting potential for a carriage house or secondary dwelling (Buyer to verify with the City). Move-in ready with room to grow, this is the perfect place to put down roots and enjoy years of comfortable living.

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Posted in CV Merville Black Creek, Comox Valley Real Estate
Sold! Congratulations to my buyers of 2675 Merville Rd in Merville

Sold! Congratulations to my buyers of 2675 Merville Rd in Merville.
See details here
Custom-built in 2018 by Lacasse Construction, this 3-bed, 2-bath rancher offers 1,589sqft of bright, open living. Vaulted ceilings, skylights, and oversized windows fill the home with natural light. The open-concept great room features quartz countertops, shaker cabinets, and a large island, perfect for entertaining. With natural gas service, a forced air heat pump, and high-quality finishes throughout. Outdoors, enjoy an acre of West Coast landscaping featuring a rock-accented pond, along with a huge sun-soaked back deck perfect for gatherings. The yard is private on both sides, backing onto Portuguese Creek with custom fencing and a powered gate. The heated and insulated garage features a 100-amp service and a woodstove, making it ideal for projects, a gym, or a retreat space. Zoned RU-8 for a carriage home, this property provides flexibility and future potential. Just a short drive from Courtenay, you’ll enjoy country living with modern amenities.
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Posted in CV Courtenay City, Comox Valley Real Estate
New property listed in CV Courtenay City, Comox Valley

I have listed a new property at 2245 Cousins Ave in Courtenay. See details here

Discover the perfect blend of comfort, convenience, and nature in this beautifully maintained 1,138 sq.ft. home on a quarter-acre lot backing onto Cousins Park and the Courtenay Greenway. The renovated kitchen offers abundant counter and cabinet space, while the spacious primary bedroom makes for a great retreat and two additional rooms provide versatility for kids, guests, or office space. Enjoy a covered rear deck overlooking raised garden beds and a private, park-like yard with a powered large storage shed. Outside, there’s plenty of room for vehicles or RVs with a generous driveway, large 26 ft garage, plus a carport. Updates include freshly painted siding, European windows, and a 3 year old Standing Seam Steel roof with a 50-year warranty for lasting peace of mind. Conveniently close to downtown yet surrounded by nature, this property is a wonderful opportunity for first-time buyers or those looking to downsize.

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Posted in CV Courtenay City, Comox Valley Real Estate
Sold! Congratulations to my buyers of 1250 22nd St in Courtenay

Sold! Congratulations to my buyers of 1250 22nd St in Courtenay.
See details here
This spacious and versatile 4-bedroom plus den, 4-bathroom home located in a quiet, well-established neighborhood is just minutes from schools, shopping, parks, and other essential amenities. This property offers a separate studio suite—perfect for guests, extended family, and a detached workshop ideal for hobbies, storage, or creative pursuits. Set on a large private lot surrounded by mature trees, the home features a generous yard with plenty of space to relax, garden, or entertain in total privacy. With solid bones and a flexible layout, this home is ready for your personal touch and vision. Whether you're looking to settle into a peaceful community or invest in a property with long-term value, this home presents a rare opportunity in a desirable location.
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Categories:   CR Campbell River Central, Campbell River Real Estate | CR Campbell River North, Campbell River Real Estate | CR Willow Point, Campbell River Real Estate | CV Comox (Town of), Comox Valley Real Estate | CV Comox Peninsula, Comox Valley Real Estate | CV Courtenay City, Comox Valley Real Estate | CV Courtenay East, Comox Valley Real Estate | CV Courtenay North, Comox Valley Real Estate | CV Courtenay South, Comox Valley Real Estate | CV Courtenay West, Comox Valley Real Estate | CV Crown Isle, Comox Valley Real Estate | CV Cumberland, Comox Valley Real Estate | CV Merville Black Creek, Comox Valley Real Estate | CV Mt Washington, Comox Valley Real Estate | CV Union Bay/Fanny Bay, Comox Valley Real Estate | NI Woss, North Island Real Estate | PQ Bowser/Deep Bay, Parksville/Qualicum Real Estate

Contact

Cell Phone 250-334-8907

arice@ricerealestatecv.ca


Re/Max Ocean Pacific Realty

2230A CLIFFE AVE. COURTENAY

Courtenay, BC

V9N 2L4

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