🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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New property listed in CV Courtenay City, Comox Valley

New property listed in CV Courtenay City, Comox Valley

I have listed a new property at 2245 Cousins Ave in Courtenay. See details here

Discover the perfect blend of comfort, convenience, and nature in this beautifully maintained 1,138 sq.ft. home on a quarter-acre lot backing onto Cousins Park and the Courtenay Greenway. The renovated kitchen offers abundant counter and cabinet space, while the spacious primary bedroom makes for a great retreat and two additional rooms provide versatility for kids, guests, or office space. Enjoy a covered rear deck overlooking raised garden beds and a private, park-like yard with a powered large storage shed. Outside, there’s plenty of room for vehicles or RVs with a generous driveway, large 26 ft garage, plus a carport. Updates include freshly painted siding, European windows, and a 3 year old Standing Seam Steel roof with a 50-year warranty for lasting peace of mind. Conveniently close to downtown yet surrounded by nature, this property is a wonderful opportunity for first-time buyers or those looking to downsize.

MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.