🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Open House. Open House on Saturday, May 25, 2024 11:00AM - 1:00PM

Open House. Open House on Saturday, May 25, 2024 11:00AM - 1:00PM

Please visit our Open House at 21 2001 Blue Jay Pl in Courtenay. See details here

Open House on Saturday, May 25, 2024 11:00AM - 1:00PM

Discover effortless single-level living in the heart of the Comox Valley, and at 1370 sqft offering all the space and comfort you desire. This charming 3-bedroom, 2-bathroom home features modern upgrades, including sleek quartz countertops and newer appliances in the kitchen. The main areas are adorned with beautiful hardwood floors, while the bedrooms boast newer carpeting for added comfort. The luxurious 5-piece ensuite is a true retreat, complete with a soaker tub, standup shower, and dual sink vanity. Guests will appreciate the additional 4-piece bathroom. The driveway provides two parking spaces along with a single-car garage for storage or workshop space. Stay warm or cool with the Heat Pump providing Air Conditioning and Gas Fireplace to cozy up to on cold nights. Nestled against a serene wooded park, this home offers the tranquility of nature right at your doorstep, complete with your own private patio. This complex is well managed and well kept and no age restrictions.

MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.