🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Sold! Congratulations to my buyers of 1580 Grieve Ave in Courtenay

Sold! Congratulations to my buyers of 1580 Grieve Ave in Courtenay

Sold! Congratulations to my buyers of 1580 Grieve Ave in Courtenay.
Fabulous rancher for first time buyers, the perfect downsize, investors and anyone interested in the new zoning R-SSMUH. Small Scale Multi Unit Housing allows duplex, townhomes, max 4 dwelling units, see bylaws. This adorable rancher of 1,186 sf, 3 BD/ 1 BA, is ideally located on a corner lot with laneway access, in a quiet neighbourhood just blocks from all the amenities of downtown Courtenay. Fully fenced level yard with a newer deck, ideal for private summer BBQ’s and watching the kids play. The living and dining rooms boast oak hardwood flooring and there is more under the linoleum in the breakfast nook. Updating includes Roof, gutters & soffits – 2020, carpets 2022, tub 2021, bathroom fan replaced and vermiculite insulation in the attic removed and replaced with new insulation. Some Baseboards replaced. Single car garage with workbenches and built-in shelving, and windows for a bright workspace.
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