🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Sold! Congratulations to my buyers of 4751 Oakridge Dr in Courtenay

Sold! Congratulations to my buyers of 4751 Oakridge Dr in Courtenay

Sold! Congratulations to my buyers of 4751 Oakridge Dr in Courtenay.
This rare opportunity to buy a stunning home with mountain views and a property that is beautifully landscaped and designed to be green all year long and to compliment the home. This amazing property has a very private back yard and receives plenty of sunlight all year long to enjoy from the back deck or sunroom located on the South side of the home. When the sun is not shining, you can curl up around the fireplace that has been custom built from locally sourced stones or warm up in the hot tub. This home does not lack any space and there is plenty of room inside & outside to park all the toys. Take advantage of this rare situation as the basement has been used as a daycare and the owner is willing to leave all the items for a daycare to continue and they are willing to part with the nicely decorated furnishings and décor upstairs as well. If you're not interested in a daycare then take advantage of the RR2S zoning and put in a legal suite. There are plenty of opportunities & options.
MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.