🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Sold! Congratulations to my buyers of 5248 Island Hwy N in Courtenay

Sold! Congratulations to my buyers of 5248 Island Hwy N in Courtenay

Sold! Congratulations to my buyers of 5248 Island Hwy N in Courtenay.
Embrace country living with this charming 4-bedroom, 2-bathroom home set on 3 acres of a mixture of cleared and forested land. Perfectly situated to capture the west-facing views of the Beaufort Mountain Range, this property offers a peaceful retreat while being just minutes from Courtenay. Surround yourself with lush gardens, already prepared for next spring's planting season, and enjoy a variety of fruit trees, including figs, peaches, grapes and apples For nature lovers, there's even a serene duck pond. The home exudes character and is ready for buyers to add their personal touches, offering endless potential to make it your own. With its spacious layout, natural surroundings, and unbeatable location, this property offers a rare combination of charm and opportunity. Whether you’re looking to embrace the quiet life or simply enjoy the beauty of the outdoors, this home is a true gem. Zoning is R-1 allowing you to build a secondary suite or carriage house up to 968sqFT or 90sqM
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