🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Sold! Congratulations to my buyers of 668 22nd St in Courtenay

Sold! Congratulations to my buyers of 668 22nd St in Courtenay

Sold! Congratulations to my buyers of 668 22nd St in Courtenay.
Lovely curb appeal with privacy hedging, established garden beds & lots of parking. Offering 1818sqft, a welcoming ground level foyer leads to a spacious family room, 3pc bathroom, bedroom, laundry/mudroom w/ backyard access. Head upstairs to the open concept living area with access to the large front/side deck (with stairs to backyard), 2 bedrooms & another 4pc with cheater ensuite (with heated flooring). Head upstairs to the open concept living area with access to the large front/side deck, 2 bedrooms & another 4pc with cheater ensuite (with heated flooring) access. Chimney & hearth are ready for a new wood stove. Kids pets & adults alike will love the huge, fenced & private backyard with 2 newer sheds plus raised planter beds for your veggie & herb gardening. Here you'll find Thornless Blackberries, Raspberries, Goji berries, Blueberry bushes, Rhubarb, Saskatoon Berries & Plum tree. An excellent floor plan for couples & families alike, move-in ready with quick possession possible.
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