🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Sold! Congratulations to my buyers of 8 2112 Cumberland Rd in Courtenay

Sold! Congratulations to my buyers of 8 2112 Cumberland Rd in Courtenay

Sold! Congratulations to my buyers of 8 2112 Cumberland Rd in Courtenay.
Welcome to this beautifully designed 3-bedroom, 3-bathroom townhome located in the desirable Piercy Creek Estates. This home offers one of the largest backyards in the complex—fully fenced for privacy—perfect for relaxing, gardening, or entertaining. A small dog or cat is welcome, making it ideal for pet lovers. Inside, you'll find hardwood flooring, rich wood cabinetry, raised sinks, and 9' ceilings on the main level, creating a spacious and elegant feel. The generous primary suite features a coffered ceiling and ample room for a reading nook or workspace. Enjoy low-maintenance living with front yard care included in your strata, while still having the freedom to create your own backyard oasis. With quality finishes, functional layout, and thoughtful details throughout, this home is a fantastic opportunity for first-time buyers, young families, or savvy investors. Don't miss out on this gem in a well-managed and conveniently located community!
MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.